Invest 2 Insure: Taxation and Estate Planning

Saturday 14 April 2012

Taxation and Estate Planning

we understand that effective taxation and estate planning are integral parts of the financial planning process. The taxation & Estate Planning department has designed this resource centre to provide you with tools you can use in discussions with your clients regarding specific taxation and estate planning issues.
You will find important information regarding the tax treatment of mutual fund investments, step-by-step guidelines to assist you in preparing tax returns, provide you with easy-to-use investment calculators, ways to reduce and defer tax exposure through our Capital Class funds, answer commonly asked questions from other investors, and much more.
To ensure you can easily access the materials you want, we have categorized materials as follows:
» Personal Tax Planning
» Disability Planning
» Estate Planning
» Investment Solutions
Contact Us
Company Name
INVEST 2 INSURE
Tayal's # 675,Katra Hira Lal
Nai Sarak, Chandni Chowk
Delhi- 110006
Tel: 011-23283224, 23266913
Mobile : +91-9810743000
Email:invest2insure@gmail.com
inf0@invest2insure.net

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Taxation and Estate Planning

we understand that effective taxation and estate planning are integral parts of the financial planning process. The taxation & Estate Planning department has designed this resource centre to provide you with tools you can use in discussions with your clients regarding specific taxation and estate planning issues. You will find important information regarding the tax treatment of mutual fund investments, step-by-step guidelines to assist you in preparing tax returns, provide you with easy-to-use investment calculators, ways to reduce and defer tax exposure through our Capital Class funds, answer commonly asked questions from other investors, and much more. To ensure you can easily access the materials you want, we have categorized materials as follows: » Personal Tax Planning » Disability Planning » Estate Planning » Investment Solutions

Taxation and Estate Planning

Real Estate

Real Estate Property all over the world has become very expensive and especially in India after the real estate boom, it has practically become out of the reach of many… However, the fact that it has also emerged as the best Money Investment Option, cannot be denied. And this is where we at Invest 2 Insure can offer you a great helping hand. At an age when everybody is head-on on a property hunt, we have decided to offer help to our customers by helping them find the most suitable property within their budget. Hence we deal in a wide range of real estate services including- Luxurious Apartments, Houses, Villas, Land Properties, Commercial Offices, Commercial Shops, Farm Houses, Malls Space, Restaurants, Industrial Plots, IT parks, Special Economic Zones and many more. At Invest 2 Insure, we are known for offering extremely professional, dedicated, committed and a wide variety of real estate services that spans the spectrum of realty needs. And hence it is our endeavor to help our customers with their over-all realty needs, rather than focusing on their immediate requirement. Our more than a decade of experience coupled with vast repository of masterpieces to choose from and an immensely experienced, knowledgeable and talented team of professionals, enable us to offer a complete custom made solution to all our valued customers. We lay special emphasis on nurturing a relationship-centric business model which helps us in not only focusing on monitory deals but also enables us to pass value-added services to all our customers. Hence if you are thinking of buying, selling, reselling or leasing a house, office space, retail showroom or any other, then we are your ultimate destination.

Stock & Commodity Broking

Franchisee :- Aditya Birla Money Ltd Invest 2 Insure have franchise of aditya birla Aditya Birla Money : Online Stocks & Securities Trading Portal in India, E-broking Firm, stock broking Companies in India, Financial Services Provider India.Invest 2 Insure a part of Aditya Birla. Stock Broking As a matter of fact today the general people have been much fascinated to the share market of the India. We can just get it more confirmed by looking on the people from different backgrounds involved into the stock broking in India.Whether it's a cab driver or an employee of any BPO firm, everybody is concerned about the stock broking in India. The stock trading has been much more different than its previous forms. In the 90's the stock trading were entirely depended upon the newspapers data about the stats and the share market street used to be totally crowded on opening days. After the introduction of the internet technology in the easier way the online stock broking made its appearance and hence in this way the people got an easier access to view their investment and share status without any obstacle. Invest 2 Insure Provided All information about Stock Broking Commodity Broking Commodity Futures and Options traders can expect a great deal from the Commodity Brokers at Invest 2 Insure Whether you are new to the commodity futures & options markets or a seasoned professional, we have the trading tools, services, and unique market insights to assist you with your trading. Invest 2 Insure offer or to discuss your trading plans. One of our futures brokers can assist you in executing your trading plan or helping you establish a plan that works for you. IPO / FPO Application Initial Public Offering, IPO, is when an unlisted company makes either a fresh issue of securities or an offer for sale of its existing securities or both for the first time to the public. A follow on public offering (FPO) is when an already listed company makes either a fresh issue of securities to the public or an offer for sale to the public, through an offer document. An offer for sale in such scenario is allowed only if it is made to satisfy listing or continuous listing obligations. Tax Saving Bonds / Schemes Tax-saving bonds in India are proposed to lessen the tax liabilities of a bond holder either partially or completely. These bonds are generally issued by government in the form of RBI bonds and by certain private banks like ICICI, IDBI, HDFC, etc. Invest 2 Insure offer Tax Saving Bonds / Schemes. Company Bonds / NCDs Commodity Futures and Options traders can expect a great deal from the Commodity Brokers at Invest 2 Insure Whether you are new to the commodity futures & options markets or a seasoned professional, we have the trading tools, services, and unique market insights to assist you with your trading. Invest 2 Insure offer or to discuss your trading plans. One of our futures brokers can assist you in executing your trading plan or helping you establish a plan that works for you.

Financial Planning

You might seek the genuine advice of a reliable friend regarding the matters of finance at any stage of your life. It is really important and most of the times beneficial also. You must manage your finances well so that you can enjoy its fruits and for that you can opt for the services of various financial planning services. These are financial planners who provide a full range of financial advisory and implementation services. Financial planning services can provide financial advices regarding individual, family, business or corporate requirements. These finance planners help you to set various financial goals and assist you in meeting your goals through the right management of your finances. So, if you wish to save for your dream home or to finance the foreign education of your children or planning for your retirement, in any of these cases you can get help from these financial planners. Generally, financial planning services can help you choose the right financial strategies so that you can create wealth now and save wealth for the future. They provide relevant investment options and assist you to make the right investment decisions so that you may not loose huge savings in spite of gaining a fortune. They help in finding the right financial products to suit your needs and lifestyle and this is what you need most of times. Invest 2 Insure Provided All information about Financial Planning

Portfolio Management Services

Invest 2 Insure portfolio management services Managing investments in equities requires time, knowledge, experience and constant monitoring of stock market. Those who need an expert to help to manage their investments, The business of portfolio management has never been an easy one. Juggling the limited choices at hand with the twin requirements of adequate safety and sizeable returns is a task fraught with complexities. Given the unpredictable nature of the share market it requires solid experience and strong research to make the right decision. In the end it boils down to make the right move in the right direction at the right time. That's where the expert comes in. Invest 2 Insure have over a decade experience in providing portfolio Management services, where we help you to understand the way into the market.When you invest your hard earned money, it is imperative to know all about your investments we help you to take those steps forward towards Informed Investments - a consultative and transparent method of investing. With our portfolio management services you are always consulted and informed of all investment decisions, thus giving you total control of your portfolio . Invest 2 Insure Provided All information about portfolio management services.

Mutual Fund & SIP

Sub-Broker :- NJ India Invest (NJ Fundz) What type of a mutual fund is a SIP? I was taken aback by this question before I realised the person posing it thought a SIP was a type of mutual fund. Unfortunately, many new investors seem to be under this misconception. A Systematic Investment Plan is not a type of mutual fund. It is a method of investing in a mutual fund. How you can invest in a mutual fund There are two ways in which you can invest in a mutual fund. 1. A one-time outright payment 2. Periodic investments How to invest in a mutual fund 1. Is there a load? An exit load is a fee you pay the fund when you sell the units, just like the entry load is a fee you pay when you buy the units.Initially, funds never charged an entry load on SIPs. Now, however, a number of them do.You will also have the check if there is an exit load. Generally, though, there is none. Also, if there is an entry load, an exit load will not be charged.An exit load may be charged if you stop the SIP mid-way. Let's say you have a one-year SIP but discontinue after five months, then an exit load will be levied. These conditions will wary between mutual funds. 2. What is the minimum investment? If you do a one time investment, the minimum amount that you have to invest is Rs 5,000.If you invest via an SIP, the amount drops. Each fund has their own minimum amount. Some may keep it at least Rs 500 per month, others may keep it as Rs 1,000. How will an SIP help? When you buy the units of a fund, you may do so when the NAV is really high. For instance, let's say you bought the units of a fund when the bull run was at its peak, leading to a high NAV.If the market dips after that, the value of your investments falls and you may have to wait for a long while to make a return on your investment. But, if you invest via a SIP, you do not commit the error of buying units when the market is at its peak. Since you are buying small amounts continuously, your investment will average out over a period of time.You will end up buying some units at a high cost and some units a lower price. Over time, your chances of making a profit are much higher when compared to an one-time investment. Invest 2 Insure Provided All information about Mutual Fund/Sip.

Retirement Planning and Employees Benefit

Compensation In the employer-employee relationship, nothing says 'I love you' more than compensation. A pat on the back or some token of appreciation are nice, but let's face it: The essence of the employer-employee relationship is based on an exchange of the employee's services for the employer's money or similar form of tangible compensation. Usually, the higher the value of an employee is, the more compensation the employee gets from the employer Compensation, of course, can take many forms. In addition to regular wages, employers often offer their employees compensation packages that may include a mixture of such benefits as health insurance, paid time off, tuition reimbursement and qualified plans that help to save for retirement. When it comes to qualified retirement plans, there are many types, but it is the plan design that will ensure both you and the beneficiaries of the program are completely satisfied. Employees Benefit In order to remain competitive, as well as attract and retain top employees, employers are faced with the task of creating a winning compensation strategy that will not only accomplish these objectives, but will also stay in line with corporate budgeting constraints.It's a fact that employee compensation is much more than just a salary. It can encompass all the "perks," such as vacation and sick time, company vehicles, corporate memberships, and a variety of benefit options designed to provide employees and their families with, at a minimum, health insurance and retirement income. While employers are legally obligated to provide certain state and federally sponsored benefits, the majority of employers also offer, and often contribute to, additional employee benefits. Consultations After strategic fact finding we provide employers with a forward looking comprehensive plan with recommendations and options that will meet their goals and objectives. Practice areas - » Defined Benefit Pensions » Cash Balance Plans » Profit Sharing » Dual or Combination Plans » Healthcare Management Consulting » Corporate Medical Insurance » Executive Medical Employee Reimbursement Plans - MERPs » Employee Assistance Programs » Professional Disability » Long-term Care » Key Person Assurance » Deferred Compensation

General Insurance

Insurance other than ‘Life Insurance’ falls under the category of General Insurance. General Insurance comprises of insurance of property against fire, burglary etc, personal insurance such as Accident and Health Insurance, and liability insurance which covers legal liabilities. There are also other covers such as Errors and Omissions insurance for professionals, credit insurance etc. Non-life insurance companies have products that cover property against Fire and allied perils, flood storm and inundation, earthquake and so on. There are products that cover property against burglary, theft etc. The non-life companies also offer policies covering machinery against breakdown,there are policies that cover the hull of ships and so on. A Marine Cargo policy covers goods in transit including by sea, air and road. Further, insurance of motor vehicles against damages and theft forms a major chunk of non-life insurance business. In respect of insurance of property, it is important that the cover is taken for the actual value of the property to avoid being imposed a penalty should there be a claim. Where a property is undervalued for the purposes of insurance, the insured will have to bear a rateable proportion of the loss. For instance if the value of a property is Rs.100 and it is insured for Rs.50/-, in the event of a loss to the extent of say Rs.50/-, the maximum claim amount payable would be Rs.25/- ( 50% of the loss being borne by the insured for underinsuring the property by 50% ). This concept is quite often not understood by most insureds. Personal insurance covers include policies for Accident, Health etc. Products offering Personal Accident cover are benefit policies. Health insurance covers offered by non-life insurers are mainly hospitalization covers either on reimbursement or cashless basis. The cashless service is offered through Third Party Administrators who have arrangements with various service providers, i.e., hospitals. The Third Party Administrators also provide service for reimbursement claims. Sometimes the insurers themselves process reimbursement claims. Accident and health insurance policies are available for individuals as well as groups. A group could be a group of employees of an organization or holders of credit cards or deposit holders in a bank etc. Normally when a group is covered, insurers offer group discounts. General insurance : QUESTIONS and ANSWERS What is insurance? We face a lot of risks in our daily lives. Some of these lead to financial losses. Insurance is a way of protecting against these financial losses. For a payment (premium), an insurance company will take the responsibility of compensating your financial losses. What is general insurance? Insuring anything other than human life is called general insurance. Examples are insuring property like house and belongings against fire and theft or vehicles against accidental damage or theft. Injury due to accident or hospitalisation for illness and surgery can also be insured. Your liabilities to others arising out of the law can also be insured and is compulsory in some cases like motor third party insurance. Why should one insure ? One of the main reasons one should insure is to protect one’s belongings and assets against financial loss. When one has earned and accumulated property, protecting it is prudent. The law also requires us to be insured against some liabilities. That is, in case we should cause a loss to another person, that person is entitled to compensation. To ensure that we can afford to pay that compensation, the law requires us to buy liability insurance so that the responsibility of paying the compensation is transferred to an insurance company. Who should buy general insurance? Anyone who owns an asset can buy insurance to protect it against losses due to fire or theft and so on. Each one of us can insure our and our dependents’ health and well being through hospitalisation and personal accident policies. To buy a policy the person should be the one who will bear financial losses if they occur. This is called insurable interest. Invest 2 Insure Provided All Infomation about Jeneral Insurance.

Health Insurance

Easy Health Insurance Plans are designed in a way to suit your need and fit your pocket. They will not only guard you against the spiraling medical costs but will also guide you on the path of wellness, providing you a double protection of prevention and cover. The Easy Health Insurance Plans are available for Individuals (Easy Health Individual Health Insurance Plan) and Families' (Easy Health Family Health Insurance Plan). These Plans manage you and your families health-related needs right from consultation and hospitalisation to the post-hospitalisation.

Life Insurance

Are you tired of the endless options, confusing decisions, and high rates associated with life insurance? Life insurance is extremely important but may also seem unnecessarily convoluted and confusing. Well, today we'll simplify your life by telling you a few secrets that your insurer may not voluntarily reveal. If you think that your health condition is the only criteria used to determine your insurance rates, you're in for an unpleasant surprise. While insurance companies do focus on your health, they also look at a vast number of other lifestyle choices when deciding what your premiums will be. You credit history counts because it gives them a fair idea of whether you'll pay your premiums or not and how likely you'll be allow your insurance policy to lapse before they make a tidy sum on it.

Invest 2 Insure

Invest 2 Insure is a leading Financial Planning and Portfolio Management Services consultancy. We also deal with Insurance Planning and Risk management (Life and General), Mutual Funds, Stock Broking and Real Estates. At Invest 2 Insure, we believe in delivering good customer service with care and trust. We intend to develop a customer-centric interaction with all our clients, to the maximum level of trust and efficacy. This enables us to continue a long term relation with our clients. Since our inception, we have endured our services to several clients which is growing day by day. You may have an answer to this question but you may not know the process to achieve your goal. This is where our stock exchange broker experience of over two decades, our range of online stocks and commodities trading services our size of operations and our network of 2500+ offices can come in handy. More than half a million investors are wise to be using our services. To take your money further, contact us today.

Saturday 14 April 2012

Taxation and Estate Planning

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